{"id":6802,"date":"2026-01-03T21:06:17","date_gmt":"2026-01-03T21:06:17","guid":{"rendered":"https:\/\/glitzgondim.adv.br\/imprensa\/8-das-familias-paranaenses-nao-tem-condicoes-de-pagar-dividas-bandnews\/"},"modified":"2026-01-03T21:06:17","modified_gmt":"2026-01-03T21:06:17","slug":"8-das-familias-paranaenses-nao-tem-condicoes-de-pagar-dividas-bandnews","status":"publish","type":"imprensa","link":"https:\/\/glitzgondim.adv.br\/en\/imprensa\/8-das-familias-paranaenses-nao-tem-condicoes-de-pagar-dividas-bandnews\/","title":{"rendered":"8% das fam\u00edlias paranaenses n\u00e3o tem condi\u00e7\u00f5es de pagar d\u00edvidas (BandNews)"},"content":{"rendered":"

O Paran\u00e1 \u00e9 o estado brasileiro com mais fam\u00edlias endividadas, 95,1%. O dado, referente ao m\u00eas de julho, \u00e9 da Confedera\u00e7\u00e3o Nacional do Com\u00e9rcio de Bens, Servi\u00e7os e Turismo. Segundo a pesquisa, a m\u00e9dia nacional no per\u00edodo \u00e9 de 78%. O dado inclui compras parceladas com faturas ainda n\u00e3o vencidas. J\u00e1 as contas em atraso atingem 24,8% das fam\u00edlias e 8,1% n\u00e3o v\u00e3o ter condi\u00e7\u00f5es de quitar as d\u00edvidas. Apesar de o nome deixar de ficar \u201csujo\u201d saindo de cadastros de cr\u00e9dito depois de 5 anos, isso n\u00e3o significa que a d\u00edvida est\u00e1 encerrada, pelo contr\u00e1rio, ela permanece.<\/p>\n\n\n\n

O advogado Frederico Glitz orienta que a legisla\u00e7\u00e3o do superendividamento traz ferramentas para ajudar pessoas com d\u00edvidas a sair desta situa\u00e7\u00e3o.<\/p>\n\n\n\n

Ele indica, no entanto, que alongar o prazo de pagamento diminuindo as parcelas pode acabar prejudicando ainda mais as finan\u00e7as.<\/p>\n\n\n\nhttps:\/\/glitzgondim.adv.br\/wp-content\/uploads\/2022\/08\/08.17-NEGOCIA-DIVIDA-2.mp3<\/a><\/audio>\n\n\n\n

Para quem tem financiamentos longos, a dica \u00e9 amortizar as parcelas pela modalidade de diminui\u00e7\u00e3o de prazo. Isso reduz consideravelmente os juros do c\u00e1lculo, fazendo com que o mesmo valor que seria usado para pagar uma parcela possa ser usado para quitar v\u00e1rias.<\/p>\n\n\n\n

 <\/p>\n\n\n\n

Reportagem: Amanda Yargas.<\/em><\/span><\/span><\/p>","protected":false},"featured_media":5997,"parent":0,"template":"","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"impresa_cat":[141,142],"class_list":["post-6802","imprensa","type-imprensa","status-publish","has-post-thumbnail","hentry","impresa_cat-entrevista","impresa_cat-radio"],"acf":[],"_links":{"self":[{"href":"https:\/\/glitzgondim.adv.br\/en\/wp-json\/wp\/v2\/imprensa\/6802","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/glitzgondim.adv.br\/en\/wp-json\/wp\/v2\/imprensa"}],"about":[{"href":"https:\/\/glitzgondim.adv.br\/en\/wp-json\/wp\/v2\/types\/imprensa"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/glitzgondim.adv.br\/en\/wp-json\/wp\/v2\/media\/5997"}],"wp:attachment":[{"href":"https:\/\/glitzgondim.adv.br\/en\/wp-json\/wp\/v2\/media?parent=6802"}],"wp:term":[{"taxonomy":"impresa_cat","embeddable":true,"href":"https:\/\/glitzgondim.adv.br\/en\/wp-json\/wp\/v2\/impresa_cat?post=6802"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}